Calculators
Free, no sign-up, and nothing you type leaves your browser. Each one runs the same engine as the Mortgage Meadow app, so the figure here is the figure the app would give you — not a simplified version written for a marketing page.
Mortgage overpayment calculator
What overpaying does to the date you clear the mortgage: months off the term, interest saved, and the contractual payment underneath it.
Early repayment charge calculator
What an overpayment above your yearly allowance would cost, how much penalty-free room is left, and the day the charge lifts.
What these are, and are not
They are arithmetic on figures you supply. They do not recommend a course of action, name a lender, or tell you what your mortgage ought to be — that would be advice, and Mortgage Meadow is not regulated by the FCA and does not need to be. Your lender’s own figures are the authoritative ones; where they differ from these, theirs are right. How the calculation model works.
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