£
The rate in force now, from your offer.
The last day it applies — that day included.
What you may overpay each year with no charge. It is in your offer, in the section on early repayment — we never assume a figure, not even the common 10%.
£
£
Penalty-free left—enter the allowance from your offer — we never assume one
This overpayment costs—not worked out until the allowance is entered
Clearing it all today£5,400a different question — the whole balance, not an overpayment
Charge lifts26 September 2028the first day nothing is charged
Every figure here is worked out from what you entered — your charge rate, your allowance and what it is a percentage of. Lenders differ on all three, and on when the allowance year turns over. This page takes the allowance year as starting today, with the balance you entered as the balance at its start; your own year may run from the mortgage anniversary, or from the first of the month after completion. Your offer is the document that governs. How the allowance works.
Estimates from the figures you enter — not financial advice.Calculator by Mortgage Meadow